Drunk Mower Driver Denied Insurance Benefits
U.S. District Judge J. Frederick Motz has ruled that an intoxicated
man whose hand was amputated while driving a lawn mower did not
qualify for insurance benefits, WBAL-TV 11 reported Aug. 13.
The case was brought by Edna Lamm of Glen Burnie, Md., the wife
of Billie Lamm, now deceased. Prior to the April 2000 accident,
Mrs. Lamm had taken out an accidental-injury insurance policy through
her employer; she later filed a $50,000 claim to collect on the
policy.
In ruling in favor of Provident Life & Accident Insurance Co.,
Motz ruled that driving a lawn mower drunk was the same as driving
a car while intoxicated. Once Lamm drove drunk, Motz ruled, the
injury no longer qualified as an accident.
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